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LitFin Intelligence

LitFin Intelligence reads every page of an agricultural credit file and writes the appraisal for the lender, so a farmer's loan is decided on what the file shows. Built in Tanzania.

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Headquarters: Dar es Salaam, Tanzania.

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Organisation studio guide

Set up your institution in one place.

The organisation studio is where an administrator at your institution sets up your loan products, opens accounts for your officers, decides who receives which file, and reads the reports on your team's work.

Get help setting upRead the guide
7 sections29 stepsFor administrators

In this guide

7 sections · 29 steps
01What the studio shows you first402Your institution's details and brand403Setting up your loan products404Your officers' accounts305What your own data shows406Security and compliance507Figures and reports5
Section 01 of 07

What the studio shows you first

Everything an administrator looks after is here: your institution's settings, your loan products, your officers and the figures on their work.

1

The administrator's home screen

One screen shows how things stand right now: applications in progress, which officers are working, activity in each module, and whether the system is running normally. Click any figure to see the detail behind it without leaving the page.

2

Setting up, step by step

The first time you sign in as an administrator, you are taken through the setup in order: your institution's details, your logo and colours, a first practice loan product, your officers' accounts and how you want to be notified. Each step is checked before you move on, so nothing is left out.

3

Roles and what each can do

The studio comes with four roles: super admin, product manager, officer supervisor and analyst, each with its own detailed permissions. If those do not fit, you can create your own. Permissions follow your organisation chart, so a branch manager sees only their own area.

4

Your institution's figures

A bar at the top of every studio page shows the approval rate on practice files, the average time a review takes, how much training is being completed, how busy your officers are and how satisfied the officers in training are. Set the limits you accept, and any figure outside them stands out.

NextYour institution's details and brand
Section 02 of 07

Your institution's details and brand

When your officers sign in, they should see your institution. Here you set what they see, from your name and colours to your branches and the wording of messages, so it matches the rest of your institution.

1

Your institution's details

Enter your institution's legal name, trading name, registration number, licence number and contact details. They then appear by themselves on the formal notices your officers see, in your email templates and in the training reports.

2

Your logo and colours

Upload your logo, choose your main colour and a second one, pick a typeface and decide where your brand appears. The portal, the emails and every PDF then carry your name and look. You see each change before you publish it.

3

Your own wording

Replace our standard wording on the welcome screens, the practice application instructions, the reasons a practice application is declined and the sample approval letters, so every screen your officers see sounds like your institution.

4

Your branches

Add, change or switch off branches, with their GPS location, opening hours and phone numbers. Practice applications go to the nearest suitable branch by themselves, and new officers see a map of your branches when they first sign in.

NextSetting up your loan products
Section 03 of 07

Setting up your loan products

You enter the loan products your officers practise on, with every detail from the amounts you lend to the documents each product needs, and you decide what each practice file puts in front of them.

1

Building a product on screen

Build a practice product on screen by dragging in the parts of the form: the amount, the term, the interest rate, the instalment schedule and the fees. Change their order, mark each one required or optional, and see the form as your officers will see it while you work.

2

Who qualifies

Set the rules a practice application has to meet: how long the business has been going, its lowest acceptable annual revenue, the sectors you lend to and those you do not, the areas you cover, and past credit history. When an application falls outside them, the officer sees why, with other products that might fit, and learns how screening works.

3

The documents each product needs

For each product, choose which documents are checked (a trade licence, financial statements, a collateral valuation and so on). Mark each one required or optional, say how long it stays valid, and set the checks that flag an incomplete upload, so practice files ask for what a real file would.

4

Your own questions

Add questions of your own (a list to choose from, text, a number, a date or a file upload), with rules for what counts as a valid answer and a line of help for each. Save a set of questions as a template, and every new practice product can start from it.

NextYour officers' accounts
Section 04 of 07

Your officers' accounts

Open accounts for your officers, give each one their area, and decide how files are shared out among them.

1

Opening an account and choosing a role

Invite officers one by one by email, or many at once from a CSV file. Give each a role (senior officer, junior officer or trainee) and set what they may do: only view, review, approve up to a limit, or everything. Each officer gets a welcome email in your institution's colours, telling them how to sign in.

2

Sharing out files in turn, or by hand

Let practice files go to available officers in turn, so the work stays even, or choose by hand who gets a particular file. There is also a mixed setting, in which a supervisor can change an automatic choice before the officer is told.

3

Areas and products each officer covers

Mark each officer with their branch, their region and the products they know. Each new practice file then goes to the officer best suited to it, by place, by product and by how much they already have.

NextWhat your own data shows
Section 05 of 07

What your own data shows

LitFin Intelligence reads how your institution uses it: the conversations, the features people use and the way applications move. It tells you what it finds, so you can act on it early.

1

Weekly reports, or whenever you ask

Each week, or whenever you ask, you get a report on which products are in demand, where applications get stuck and what changes with the seasons. Every point in it names what in your own data led to it, and what acting on it would involve.

2

Questions in the chat

The chat conversations inside your institution are read to find what your officers need and do not yet have: questions your material does not cover, things that often confuse people, and features they ask for. These are listed by how often they come up.

3

Which features your team uses

See which parts of the studio your team uses most, which hardly at all, and where officers spend most of their time, so you can find where your own way of working slows people down.

4

Suggested changes

From the way your own institution works, specific changes are suggested: a shorter document list for a product, a different eligibility limit, or moving officers between branches. Each suggestion says what in your data it came from, and you decide.

NextSecurity and compliance
Section 06 of 07

Security and compliance

These controls are in place today: each institution's data is kept apart from every other's, sensitive fields are encrypted, access follows each person's role, forged and unsafe requests are blocked, and the audit trail shows any attempt to change it. Three more are planned and not live yet: spotting unusual activity, handling incidents automatically, and a security dashboard. Our data protection page sets out what we hold and what we do not.

1

In place today

Your institution's data is kept apart from every other institution's in the database itself. Sensitive fields are encrypted where they are stored, and everything travelling over the network uses TLS. Access is strictly by role, forged and unsafe requests are blocked, and the audit trail cannot be changed without it showing. What is sent to an AI model is not stripped of personal details first; that is a deliberate choice, and our data protection page explains why.

2

Spotting unusual activity (planned)

This would watch for activity that looks wrong: a sign-in from a place the person could not be, many quick attempts to break into an account, someone trying to open what their role does not allow, or an unusually large download.

3

Handling incidents automatically (planned)

Once something unusual was confirmed, the security team would be alerted and an incident record opened, with what happened when, the evidence and the steps to put it right.

4

An exportable record for your compliance team

Audit logs cannot be changed and are kept for as long as you set, so your compliance team has a clear record it can download and check against your own obligations. LitFin Intelligence holds no approval or licence from any authority, and we do not vouch for your compliance.

5

A security dashboard (planned)

A page in the studio would show open incidents and which controls are ready, with reports your compliance officer or outside auditors could download.

NextFigures and reports
Section 07 of 07

Figures and reports

See every file in progress and how quickly each is moving, and download what you need for your management reports.

1

Where practice applications stop

A chart shows how many practice applications are at each stage: started, submitted, in review, approved with conditions, approved, declined, and ready for disbursement. Click a stage to see the files in it, and compare how many move on from one stage to the next to see where your officers get stuck.

2

Loan book figures

Follow over time the approval rate, the average loan size, the weighted average interest rate, the loans at risk and the mix of products. Break them down by branch, officer, product or region, and compare this period with your own past figures.

3

How work is distributed

See how files are spread across the team: how many are open on each desk, how long they have been open, and where the queue is growing. It shows the work, not a ranking of people: LitFin Intelligence calculates no overall figure about any individual.

4

Downloads and reports

Download data as CSV, Excel or a formatted PDF. Reports follow the layouts your institution gives us, so your team keeps the format it already files in. You can also have exports sent on a schedule, by email or SFTP.

5

A brief for management

Mwikila, our AI Senior Agriculture & Finance Consultant, reads your own data and writes a brief for management: what changed, where the queue is growing, what to look at next and what he could not read. It contains no forecast, because we could not give one a range.

Setting up

Talk to us about your institution.

We go through the organisation studio with you, one part at a time, and set up your institution together. We give you a date before you commit to anything.

Get help setting upGeneral enquiryRead the page for lenders