Everyone a farming season depends on.

Mwikila works beside you in your own language: whether the plan is viable, what a lender will ask, what is missing and what to do next. Your farm is set up as a business, with a production plan and budget built from your plot, records, and a repayment calendar that follows the crop calendar. A village-based agronomist comes to your plot, and you learn whether to stand alone or join a group.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

A way in: what you can bring to a chain, a lease or allocation agreement drafted for you and the landholder to sign, a group to join or form, and a first plan a lender can read. You are shown where a chain near you needs what you can offer.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

Your members are structured so that a lender sees one borrower and every member beneath it. The value chain you belong to is identified and set up, with the supplier, the off-taker, the cover and the lender connected. A village-based agronomist works with your members on the ground, and members are trained in agriculture, in financing and in group lending.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

You lend into chains you can see: each member's place in the chain, the buyer and the cover behind the loan, and the season followed as it runs. Members are trained in financing and in group lending, and the society's own documents are drafted to the standard a larger lender expects when it lends to you.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

Your record of saving becomes evidence a lender can read. The group is structured for the purpose its members choose, and it is connected to a value chain: a supplier, an off-taker, cover and a lender. Members are trained in agriculture, in financing and in group lending, with a village-based agronomist on the ground.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

A group is formed around what its members want: their purpose, needs, goals and capabilities. LitFin Intelligence helps draft the constitution and the agreements to the standard a lender expects. The members take the drafts to an advocate of their own choosing, sign them and upload them. Each document shows as done, in progress or missing. Each is assessed, then confirmed on the ground by a village-based agronomist: these are the real members, and the signing happened.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

Orders with a lender behind them. You join a chain as its supplier, with a supply agreement that states quantities, dates and terms, and records of stock and deliveries that a lender can rely on. Small suppliers can be grouped to meet an order none could fill alone. You are assessed in your own right for that role.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

Growers who are financed, verified and coached, and volume you can plan on. Your commitment is written as an off-take agreement with price, volume and date, and it becomes part of what the growers' loan rests on. You are assessed in your own right as an off-taker, and you follow the season: what was planted, what was checked and what is on its way.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

A source you can depend on, with a purchase agreement that states price, volume and date. Small buyers can be grouped into one buyer a grower can plan on, so a village that produces a little, often, meets buyers who buy a little, often.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

A place in the chain and work you can plan on: a service agreement with the people you serve, and grouping where one provider is too small for the job. You are assessed for the role you play, like every other participant.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

The same case, kept current as the season runs, and a place in the chains you buy from or sell into, with every other participant assessed for their role.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

A whole chain you can see, with evidence for every link: the growers, the supplier, the off-taker, the cover and the guarantee. Each participant has been assessed for the role they play, and what they said has been confirmed on the ground. You follow the season as it runs, so a problem is seen while there is still time to act. You still decide whether to lend.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

You see the chain the asset will work in: who will use it, for whom, and what stands behind the payments. You follow the season, and the use of the asset, as it runs.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

A whole chain you can see before you commit cover to it, and for as long as the cover runs. You can tell where your guarantee changes the outcome and where the chain would stand without it.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

The risk you are asked to cover, with what was confirmed on the ground behind it: what was planted, where and when. Your terms are part of the chain everyone sees, and you follow the season as it runs. You decide what to cover.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

You never work alone or from memory. Whatever a participant tells you or hands you goes to LitFin Intelligence, which does the analysis and tells you how to move forward. Your job is to compare that analysis with what is actually there on the plot and with what people say, and to bring back what you find. You start a chain's evaluation and you end it, and you carry the judgement of two careers into every field.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

What you already know about a farmer or a cooperative becomes evidence in a chain, with that participant's agreement, and reaches the lender, the guarantor and the insurer who need it. You keep your product and your customers.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.

A layer your own work can run on: chains that are visible, participants who have been assessed for their role, and a season that can be followed, in Tanzania first and then across East Africa.

And you see the whole chain you are part of, live, for as long as it runs: each step, each check, and what every status rests on.