33-state workflow engine
Officers train across the full lifecycle, from application intake through post-approval monitoring, on simulated cases. Every state transition audited with an immutable hash chain so trainees learn a defensible process.
For lenders and their credit departments
One Appraisal Standard Across Your Credit Department.
Your best credit judgement lives in a handful of people. LitFin puts the same standard on every file, in every branch: officers rehearse the appraisal from all three seats, the write-up is marked against your own policy floors, and after certification Mr. Mwikila stays beside them as they work. Built for Tanzania, expanding across East Africa.
Layered security, tenant-isolated, built for Tanzania's PDPAYour own regulator's outsourcing rules apply, and we support your approval processSupports the credit decision, never makes it, never lends
LitFin / Credit appraisal trainingLive
Role-play interview
Trainee: Amina J. / Working capital scenario, TZS 18,500,000
Scenario #TZ-2026-04-1184 / Retail credit, Mwanza
Missed the DSCR check
Trainee accepted 0.92x cash-flow cover without flagging your 1.25x policy floor. Coaching note sent.
Did not request the 6-month statement
Only 4 of 6 months were on file. The simulation prompts the trainee to ask for the gap.
Policy checks marked. Coaching note ready for the trainee.
Three levers that move appraisal quality.
What LitFin changes inside a credit department: how the file is built, how consistently it is judged, and whether the reasoning survives a reading by someone who was not in the room.
Instant
policy-checked feedback on every practice appraisal
Marks each practice appraisal against your own policy, surfaces the checks that were missed, and writes a coaching note before the next attempt.
One standard
across every officer and every branch
Every appraisal is marked against the same LitFin rating model, so one file reads the same way on any desk and in any branch. Each result is versioned and stored with the exact model that produced it, so a difference shows up as a scoring gap you can point to instead of a difference in style.
AI-run
practice appraisals per officer, on their phone
AI runs the role-play and the marking, so your senior credit staff spend their time on the calls that need judgement instead of grading drills.
How it works
Three moves from new hire to a file you can sign.
- 01
Officer enrols. AI sets the curriculum.
Your branded academy onboards each trainee. LitFin maps their starting competency against your own policy and builds an adaptive learning path.
- 02
Trainee works a role-play interview.
Two to four AI coaching flags, written in your senior officer's voice, land on the card. Missed policy checks at the top. Skipped documents prompted for follow-up.
- 03
Mastery is scored and tracked.
Pass, retry, or escalate to a human mentor. The officer authors the decision rationale themselves; anything Mr. Mwikila drafts is labelled as AI work and stored separately, and overrides are tracked. Competency progress writes back to your learning records, and after certification every officer keeps Mr. Mwikila, the AI Senior Banking & Finance Manager, beside them as they work.
“Our new officers used to learn on live files and hope. Now they practise the interview a dozen times first. Two coaching flags, one rationale, ready.”
NM
Director, SME Credit
Demo lender, Tanzania
Illustrative quote. Not a customer statement.
Put one appraisal standard on every credit desk.
One conversation. No forms. We read your credit policy, we show you how every appraisal is scored, we put a cohort on your own cases.